Building from Riyadh, Saudi Arabia
Real-World Asset Infrastructure

The infrastructure layer
for Saudi Arabia's
digital ownership economy.

JOMIRA LABS is not a marketplace and does not issue its own token. We are building compliance-native, API-first infrastructure that banks, PropTechs, REITs, and government entities can use to tokenize real-world assets under CMA and REGA frameworks — without rebuilding the same stack independently.

$16T
Global RWA Market Est. 2030
$4T
GCC Real Estate Market
2026
Pre-Seed · Founding Stage
The National Mandate

Saudi Arabia has built sovereign tokenization rails the market can build on.

The Kingdom has invested in the base infrastructure for compliant digital ownership: a blockchain-connected property registry, national digital identity, government payment rails, and active regulatory sandboxes under REGA and CMA. Early tokenization pilots are already live on this infrastructure.

"JOMIRA LABS' role is the reusable compliance and application layer that lets each new platform plug into this infrastructure without rebuilding it independently."

Ministry of Justice
RER Blockchain
Sovereign real estate registry connected to a state-sanctioned blockchain, in production use for title verification.
Live
National Info Center
Nafath Identity
Government-grade KYC for every Saudi citizen and resident, mandatory for CMA/REGA-licensed platforms.
Live
Saudi Payments
Sadad & Mada
National payment rails connecting digital transactions directly to licensed Saudi banking infrastructure.
Live
Ministry of Interior
Yakeen Registry
Real-time civil registration verification for cross-checking investor eligibility against government records.
Live
Where JOMIRA LABS Fits

Government built the sovereign base.
JOMIRA LABS builds the reusable layer above it.

Saudi Arabia's national rails are live, and early tokenization activity is already underway on top of them. Rather than each new platform independently rebuilding compliance logic, token lifecycle management, and reporting, JOMIRA LABS is building a standardized layer that lets institutions adopt this infrastructure without duplicating that engineering effort.

Government Provides ✓
RER Blockchain Registry
Nafath Digital Identity
Sadad / Mada Payments
Yakeen Civil Records
Regulatory Framework
Aamal Property Platform
JOMIRA
Application Layer
Reusable Compliance Engine
Token Lifecycle (ERC-3643)
Smart Contract Infrastructure
Custody Orchestration
Settlement (DvP)
Cap Table Management
Transfer Restrictions
Corporate Actions
Secondary Trading Infra
Regulatory Reporting
JOMIRA One Platform

Eight modular capabilities.
One infrastructure standard.

API-first, compliance-native, designed for enterprise integration. Adopt individual modules or the complete stack.

01
🔐
Identity & KYC
Nafath + Yakeen orchestration with continuous AML monitoring.
02
⚖️
Compliance Engine
Programmable transfer restrictions and regulatory rule enforcement.
03
🏗️
Token Factory
ERC-3643 and ERC-1400 institutional-grade token issuance engine.
04
🔒
Custody Integration
Multi-custodian API abstraction with multi-sig governance architecture.
05
Settlement Orchestration
DvP atomic settlement via Sadad/Mada national payment rails.
06
📈
Trading Infrastructure
Compliant secondary market smart contracts for licensed exchanges.
07
🏛️
Governance & Corporate Actions
On-chain voting, automated distributions, cap table management.
08
📋
Regulatory Reporting
Automated CMA, REGA, and SAMA compliance filings and audit trails.
Architecture

Three layers. One seamless stack.

JOMIRA LABS is designed to sit at the middleware layer — connecting Saudi Arabia's sovereign infrastructure to market-facing platforms through a single, unified API.

Market Layer
Developer API
JOMIRA One
National Rails
Custody
Settlement
Platforms & Apps
PropTech PlatformsBanks & REITsFund ManagersFamily OfficesGovernment Initiatives
JOMIRA SDK
REST APITypeScript SDKPython SDKWebhooksSandbox Environment
JOMIRA One Core
IdentityComplianceToken FactorySmart ContractsGovernanceReporting
Saudi National Rails
RER BlockchainNafathYakeenAamal
Custody Layer
Licensed CustodiansMulti-sig ArchitectureCold Storage
Settlement Rails
SadadMadaDvP ProtocolSaudi Banking Network
Regulatory Strategy

Regulated by design.
Not by accommodation.

JOMIRA LABS' compliance architecture is being designed from the ground up for Saudi Arabia's regulatory framework — not adapted from a foreign standard.

CMA
Capital Market Authority
Primary regulator for securities offerings, digital assets, and investment products. Our Compliance Engine is being designed around CMA transfer restriction and investor eligibility rules.
FinTech ExPermit sandbox application (planned)
Digital securities rule library in design
Investor accreditation verification module
Automated CMA compliance filings
Target engagement: 2026
REGA
Real Estate General Authority
Regulates real estate activities and PropTech operations. We are preparing our PropTech regulatory sandbox application aligned to REGA's published technology guidelines.
PropTech regulatory sandbox application (planned)
RER blockchain integration in design
Aamal platform API integration
REGA-specific disclosure templates
Target engagement: 2026
SAMA
Saudi Central Bank
Oversees banking, payments, and AML supervision. Our Sadad and Mada integrations are being designed to SAMA's published technical standards for third-party payment providers.
Open Banking framework alignment
Sadad/Mada payment integration in design
AML/CTF reporting architecture
Suspicious Activity Report automation
Target engagement: 2026
Business Model

B2B infrastructure SaaS.
Six planned revenue streams.

JOMIRA LABS is designed as an infrastructure provider rather than a per-transaction marketplace, so revenue is structured to compound with usage rather than requiring continuous new customer acquisition.

01
Platform Subscription
Recurring SaaS
Annual enterprise licences tiered by assets under management, from early-stage issuers through government-scale mandates.
Target Margin70–80%
02
Token Issuance Fees
Per-Issuance
One-time fee per tokenized asset originated through the Token Factory, covering deployment, compliance configuration, and registry setup.
Target Margin60–70%
03
API Call Revenue
Usage-Based
Per-call charges for compliance checks, KYC verifications, AML screenings, and settlement confirmations.
Target Margin75–85%
04
Compliance-as-a-Service
Recurring SaaS
Standalone compliance engine for banks, custodians, and exchanges needing institutional-grade regulatory logic without the full stack.
Target Margin65–75%
05
White Label Licensing
Enterprise
Source-code licensing for government agencies and Tier-1 institutions deploying under their own brand — a longer-horizon opportunity.
Target Margin40–55%
06
Professional Services
Engagement
Integration services, regulatory consultation, and enterprise onboarding — bridge revenue while subscription and API revenue mature.
Target Margin35–50%
Indicative Roadmap

From foundation to
GCC infrastructure standard.

Phase 1 — Foundation
Platform Build & Regulatory Entry
Core API and national integrations built
CMA FinTech ExPermit application submitted
REGA PropTech sandbox application submitted
Anchor PropTech partnership targeted
Security architecture audit
MISA engagement initiated
Phase 2 — Launch
Commercial Launch & First Customers
JOMIRA One General Availability
First tokenized asset on platform
Sadad / Mada settlement integration live
First paying enterprise customers
Developer Cloud public launch
Custody partner agreement active
Phase 3 — Scale
Saudi Market Traction
Target: meaningful recurring revenue base
Growing enterprise customer count
Secondary trading infrastructure live
White label mandate conversations
Seed / Series A capital raise
Third-party developer ecosystem
Phase 4 — Expansion
GCC Expansion & Multi-Asset
UAE, Qatar, Bahrain, Kuwait, Oman exploration
Sukuk tokenization module
Private equity and infrastructure funds
Carbon credit tokenization
Regional enterprise customer base
Global institutional investor connectivity
The Investment Opportunity

Saudi Arabia has built the rails.
We're building the engine.

We're at pre-seed, building the platform and pursuing CMA/REGA sandbox participation to establish JOMIRA LABS as reusable infrastructure for Saudi Arabia's digital ownership economy. The team and the thesis are the investment case at this stage.