Live from Riyadh 2026 — KSA
Real-World Asset Tokenization Platform

Get a piece of
tomorrow
today.

Jomira is the MENA region's enterprise-grade infrastructure for creating, issuing, and managing compliant digital representations of real-world assets — especially real estate — through fractional ownership.

$16T
RWA Market by 2030
$4T
GCC Real Estate
41×
RWA Growth in 2 Years
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Real Estate Tokenization Fractional Ownership Saudi Arabia Vision 2030 ERC-3643 Compliance MENA Blockchain Infrastructure Digital Asset Issuance KYC / KYB Engine Real Estate Tokenization Fractional Ownership Saudi Arabia Vision 2030 ERC-3643 Compliance MENA Blockchain Infrastructure Digital Asset Issuance KYC / KYB Engine

An enterprise platform for digital asset infrastructure

"Every asset on earth will be tokenized." — Larry Fink, CEO BlackRock

Jomira enables companies to create, issue, and manage compliant digital representations of real-world assets (RWAs) — especially real estate — through fractional ownership on blockchain.

Built specifically for the MENA market, Jomira's platform bridges the gap between traditional finance and the emerging digital asset economy, with Saudi Arabia's Vision 2030 as the backdrop for unprecedented growth.

Platform Metrics
ERC-3643 / ERC-1400
$16T
RWA Market 2030
$1.4T
RE Tokenization Est.
41×
Market Growth
4
Core Modules

A $16 trillion market without a MENA-first leader

$16T
RWA Global Market by 2030

Real-world asset tokenization is projected to exceed sixteen trillion dollars by 2030, driven by institutional adoption and regulatory maturation.

$4T
GCC Real Estate by 2030

The Gulf Cooperation Council real estate market is expected to reach $4T by 2030, with Saudi Arabia alone contributing the largest share.

41×
RWA Growth in 2 Years

Real-world assets on-chain grew 41× in just two years — the fastest institutional adoption rate of any financial technology.

KSA: The Ideal Market for Tokenization

  • Saudi Vision 2030 actively promotes digital financial infrastructure
  • SAMA and CMA establishing progressive digital asset frameworks
  • Massive real estate development pipeline in NEOM, Red Sea, Diriyah Gate
  • High-net-worth investor base seeking fractional access to premium assets
  • No dominant MENA-first enterprise tokenization provider — yet
  • UAE, Qatar and Bahrain rapidly adopting parallel regulatory frameworks
"Digital assets are at an inflection point — institutional momentum is shifting from pilots to products."
— Global Digital Asset Industry, 2026
Banks now offering on-chain:
Custody Payments Deposits Credit

Illiquid assets. Fragmented markets.
One platform.

The Problem

Real estate and private assets are deeply illiquid, locking value for years
Traditional fundraising is slow, expensive, and limited in geographic reach
Individual investors lack access to institutional-grade asset classes
Enterprises face regulatory fragmentation and heavy compliance burdens across MENA
Current tokenization solutions in MENA are fragmented or non-existent

The Jomira Solution

Turn any real-world asset into a compliant digital security in minutes
Fractional ownership unlocks liquidity, enabling 24/7 global investment
Automated investor onboarding gives everyone access to premium assets
Enterprise-grade compliance engine with jurisdictional rules and automated audit logs
MENA-native infrastructure built for Saudi Arabia, UAE, Qatar and Bahrain

Four modules. One complete
tokenization stack.

Token Factory

Generate institutional-grade ERC-3643 and ERC-1400 security tokens backed by real-world assets. Our token factory handles all on-chain logic, ownership structures, and compliance parameters automatically.

  • ERC-3643 and ERC-1400 standard token generation
  • SPV-backed real estate and RWA token creation
  • Configurable token economics and distribution rules
  • Automated cap table management on-chain
  • Multi-jurisdiction token issuance support
Token Configuration
tokenStandard: "ERC-3643"
assetType: "RealEstate"
jurisdiction: "SAU"
totalSupply: 1_000_000
pricePerToken: 100 // SAR
minInvestment: 500 // SAR
compliance: {
  kyc: true,
  accreditedOnly: false,
  transferRestrictions: true
}
// Token deployed to Polygon ✓

Issuer Portal

No-code enterprise dashboard for real estate developers, funds, and SMEs to launch tokenized offerings from start to finish — without a single line of code.

  • No-code offering creation and launch
  • Legal document upload and on-chain anchoring
  • Define token economics and investor tiers
  • Manage cap table and investor relations
  • Real-time offering dashboard and analytics
Issuer Dashboard Preview
Active Offering
Riyadh Mixed-Use Tower — Phase 1
67% fundedSAR 33.5M raised
Investors
247
Tokens Issued
670K

Investor Portal

A seamless investor experience for onboarding, investing, and managing digital asset portfolios — accessible to both retail and institutional investors.

  • Streamlined KYC onboarding in under 5 minutes
  • Invest via fiat, bank transfer, or stablecoins
  • Real-time portfolio tracking and yield dashboard
  • Automated income distributions on-chain
  • Governance participation and voting rights
Investor Portfolio
Riyadh Tower — Phase 1
500 tokens @ SAR 100
+8.4%
SAR 50,000
NEOM Bay Residences
200 tokens @ SAR 250
+12.1%
SAR 50,000
Total Portfolio ValueSAR 100,000

Compliance Engine

An enterprise-grade regulatory backbone that ensures every transaction, investor, and offering stays fully compliant across MENA jurisdictions — automatically.

  • KYC and KYB (Know Your Business) verification
  • Investor classification by accreditation status
  • Jurisdictional rules engine for SAU, UAE, QAT, BHR
  • Automated audit logs with immutable on-chain records
  • Transfer restriction logic and whitelist management
Compliance Status
KYC VerificationACTIVE
KSA Jurisdiction RulesENABLED
Transfer RestrictionsENFORCED
Audit LogON-CHAIN
Investor ClassificationAUTOMATED

From asset to digital security
in seven steps.

01

Enterprise Onboards (KYB)

The issuer completes our Know Your Business verification — legal entity validation, beneficial ownership mapping, and jurisdiction assessment for full regulatory compliance.

02

Creates SPV-Backed Real Estate / RWA Token

The asset is wrapped in an SPV structure and tokenized via our Token Factory, generating ERC-3643 compliant security tokens with all legal documentation anchored on-chain.

03

Defines Offering Structure

The issuer configures token economics — price, supply, minimum investment, dividend schedule, governance rights, and investor eligibility criteria through the no-code Issuer Portal.

04

Investors Complete KYC

Investors onboard through a streamlined KYC process, completing identity verification and accreditation checks within minutes before accessing any live offering.

05

Investment → Escrow → Token Issuance

Funds flow into secure escrow and tokens are issued automatically once minimum thresholds are met — the entire process governed by smart contracts, eliminating human error.

06

Automated Distributions

Rental income, dividends, and profit-sharing payments are distributed automatically on-chain to all token holders in proportion to their holdings — no manual processing required.

07

Optional Peer-to-Peer Compliant Transfers

Token holders can transfer or sell their positions through compliant P2P mechanisms — every transfer automatically validated against whitelist rules and jurisdictional restrictions.

Built for the builders
of tomorrow's economy.

🏗

Real Estate Developers

Raise capital for new developments faster and at lower cost by issuing security tokens to a global investor base — without the friction of traditional IPOs or bond issuances.

🏦

Property Funds & REITs

Tokenize existing portfolios to improve liquidity, lower minimum investment thresholds, and attract a new generation of digital-native investors into institutional real estate.

📈

SMEs Raising Debt or Equity

Small and medium enterprises access capital markets that were previously out of reach — issuing tokenized debt or equity in a fully compliant, cost-effective manner.

🌉

Infrastructure Financing

Finance large-scale infrastructure projects through fractional tokenized ownership, opening them to sovereign wealth funds, family offices, and retail investors simultaneously.

💼

Private Equity Funds

Bring private equity to a broader market by tokenizing fund interests, enabling secondary liquidity while maintaining all regulatory controls over investor eligibility.

🗳

Governance Structures

Implement on-chain governance for asset management decisions, enabling transparent, auditable voting processes that strengthen investor trust and operational efficiency.

Building the infrastructure
of digital finance.

01
Internal MVP
  • Token Factory core
  • Primary issuance engine
  • Jomira internal deals
  • KYC/KYB integration
02
Multi-Issuer SaaS
  • Enterprise dashboards
  • Multi-project environment
  • Document automation
  • Issuer onboarding flow
03
API + Ecosystem
  • Partner marketplace
  • Banking integrations
  • Fintech partnerships
  • White-label portals
04
Liquidity Layer
  • Secondary transfers
  • OTC bulletin board
  • Optional regulated MTF
  • Cross-border listings

B2B SaaS with aligned
revenue streams.

Revenue 01

Setup & Tokenization Fee

A one-time fee to tokenize each asset offering — covering smart contract deployment, legal document anchoring, and platform configuration for the issuer's specific requirements.

Revenue 02

Monthly SaaS Subscription

Per-issuer or per-project recurring SaaS fee for continued access to the platform, compliance engine, investor portal, and analytics dashboard with enterprise support.

Revenue 03

Success Fee

A percentage of capital raised upon successful completion of each offering — directly aligning Jomira's incentives with issuer success and ensuring quality deal flow.

Revenue 04

Transaction Fees (Future)

As secondary market functionality matures, transaction fees on peer-to-peer token transfers create a recurring revenue stream that scales with platform adoption volume.

Revenue 05

API Access for Banks & Funds

Institutional-grade API access enabling banks, asset managers, and fintech partners to embed Jomira's tokenization infrastructure directly into their own products and services.

Revenue 06

White-Label Portals

Fully branded white-label investor portals for banks and major real estate groups who want to offer tokenization under their own identity, powered by Jomira's infrastructure.

Join the Future of Finance

Ready to tokenize
your assets?

Whether you're a real estate developer, fund manager, or institutional investor — Jomira gives you the infrastructure to participate in the world's largest emerging asset class.

JOMIRA.COM · RIYADH, KSA · 2026